Independent insurance agency / Overland Park, Kansas
Insurance for Security Guard Companies
You Protect Others. We Help Protect You.
Guard Insurance is an independent insurance agency built exclusively for security guard companies. We compare general liability, workers’ compensation, commercial auto and specialty coverage for you, informed by real experience operating in the industry.
Security companies only No restaurants, no contractors, no side lines.
Licensed in all 50 states Not all coverages are available in all states.
Reachable 24/7 Phone and email, any hour.
Founded 2025 A team with 15+ combined years in the industry.
Why a specialist
Security guard companies are our only focus.
A guard company’s risk is not a restaurant’s or a roofer’s. Your people stand posts alone at night, drive marked vehicles, and are sometimes asked to put hands on someone. A general-purpose policy can read fine until the day it matters.
Jad brings six years in the security industry, including C-suite roles at large security companies. That operational background shapes how we understand your business, review client requirements and help you compare coverage options.
About Jad and the agencyCoverage
Seven lines we work through with guard companies.
- 01General LiabilityThird-party injury and property damage claims, and the contract insurance requirements that come with them.
- 02Workers’ CompensationCoverage for employee injuries, payroll classification, and the state-by-state rules behind them.
- 03Commercial AutoMarked patrol vehicles, driver exposure, and the gap between personal and business use.
- 04Professional LiabilityAllegations that the service itself was inadequate: missed patrols, failure to respond, errors in reporting.
- 05Assault & BatteryUse-of-force and altercation allegations, and the exclusions that often surround them.
- 06Umbrella / ExcessAdditional limits above underlying policies, often triggered by contract requirements or a serious loss.
- 07CyberEmployee records, scheduling and payroll systems, client data, and fraud that starts in an inbox.
Who we work with
However you put guards on the ground.
- Armed guarding
- Firearms change how insurers read a risk. We ask early so there are no surprises later.
- Unarmed guarding
- Lobbies, construction sites, retail and residential posts, each with a different loss pattern.
- Mobile patrol
- Marked vehicles, routes and response work put auto liability near the center of the program.
- Mixed-service firms
- Many companies do all of the above. The insurance should be built around the whole company.
How it works
Plain advice, in a sensible order.
Availability and terms vary by state, insurer and policy. We explain what is on the table and what to ask.
- 1
A conversation, not a form
You tell us what the company does, where, and for whom. We listen for what is unusual.
- 2
Independent comparison
We look across available options and explain the trade-offs, including what a policy leaves out.
- 3
Contracts and certificates
When a client wants specific limits or certificate wording, we help work through the request.
- 4
Reachable after the sale
Incidents do not wait for office hours. Call or email any time, 24/7.
Guard Insurance
Meet Sarge.
You Protect Others. We Help Protect You.
Tell us how your company operates.
A short call is enough to start. We will ask about your services, states and contracts, then explain the options in plain terms.